Xero

Xero is a cloud-based accounting platform that helps small businesses, accountants, and bookkeepers manage finances with ease. Create and send professional invoices and quotes, reconcile bank transactions automatically, track bills and expenses, and get real-time visibility into cash flow from any device.

Key features:

• Invoicing and online payments: Send branded invoices and quotes, automate reminders, and accept payments via leading payment services.
• Bank connections and reconciliation: Import bank feeds, quickly match transactions, and keep your books accurate and current.
• Bills, expenses, and receipts: Capture receipts, manage vendor bills, schedule payments, and use approval workflows to control spending.
• Reporting and tax: Run customizable reports, track sales tax (including VAT/GST where applicable), and share data with your accountant.
• Inventory and projects: Monitor stock levels and track time and job costs to understand project profitability (features vary by plan).
• Multi-currency: Handle foreign currency transactions with eligible plans.
• Collaboration and user roles: Invite your advisor, assign permissions, and work together in real time.
• Integrations and mobile: Connect to a wide range of third-party business apps for e-commerce, payroll, and more; manage finances on iOS and Android.
• Security: Protect data with encryption and multi-factor authentication.

Availability of features, integrations, and payment services may vary by region and subscription plan.